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"Qualifying direct deposits are deposits of regular income – such as your salary, paycheck, pension payment, Social Security payment or other government benefits payment – electronically deposited into the account from an employer or similar third party."
Great bonus at 6% of committed funds for only 90 days. But, high bar to get it.
- $10k in Direct Deposit in 90 days is a lot.
- $10k balance to avoid monhly fees.
- Earns 0.1% interest, so an extra $2.50 over 90 days!
- If you have a BMO credit card, this level (silver) of relationship gets you $10/quarter, so an extra $10!
A couple ways to generally get targeted mailers that may work:
1) Partially fill out the application - enough they have your address. Then, abandon form.
2) If you already have a relationship with the bank, opt-in to targeted emails and mail.
3) Watch your email promotions and junk folders.
4) If you know someone with a relationship with the bank, ask for their referral code and partially fill an application.
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- $10k in Direct Deposit in 90 days is a lot.
- $10k balance to avoid monhly fees.
- Earns 0.1% interest, so an extra $2.50 over 90 days!
- If you have a BMO credit card, this level (silver) of relationship gets you $10/quarter, so an extra $10!
A couple ways to generally get targeted mailers that may work:
1) Partially fill out the application - enough they have your address. Then, abandon form.
2) If you already have a relationship with the bank, opt-in to targeted emails and mail.
3) Watch your email promotions and junk folders.
4) If you know someone with a relationship with the bank, ask for their referral code and partially fill an application.
Doctor of credit users report EFTs from these banks MAY work as direct deposit, or they may not. www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#BMO_Harris [doctorofcredit.com]. Your best chances appear to be with Chase, Schwab, or Treasury Direct.
Report that getting bonus without mailer may be possible. May or may not be accurate.
https://www.doctorofcre