It states: " How do I get my trade-in payment?
After your device is processed, you'll receive a credit for the assessed value. If you've paid for your new device in full, the trade-in credit will be refunded to your credit card within two billing cycles. Otherwise, a monthly credit will be applied to your Device Payment Plan in equal parts over the duration of the plan, starting within two billing cycles.
Additional details will be provided in your trade-in email from Assurant."
If your device is paid in full it is supposed to go back to your credit card. I have done 4 of these and on all 4 they credited my Spectrum account, however each time a very short phone call with CS resulted in the credit going to my CC.
If you need a $40 trade-in phone for this deal:
https://www.walmart.com/ip/Straig...243529
If above phone not available, here is a $50 phone for trade-in deal:
https://www.walmart.com/ip/Tracfo.../456429801
WARNING
Make sure to turn it on and see if your phone can activate. Walmart is not properly scanning these phones and trade ins are getting denied because of anti-theft. Buy these phones in store if you can! try to activate online and if error take the whole phone box package to store and have them rescan and reissue back to you or get replacement. check to make sure IMEI of "new" device can be activated online before you leave store
if above can't fix your problem then do the following:
1. Reach out to straight talk CS and ask them to escalate with issuing ticket
2. They will tell you to do the following: Email [email protected] with name, contact number, ticket number (this is created by chat agent) and attach receipt proof and picture of IMEI (I took a picture of the card that has the IMEI and sim card number on it).
3. You should get email about 24-48 hours later that it can now be activated
4. If they ask you to activate with phone plan then buy this $15 plan and give them the PIN and other relevant information they ask for
https://www.target.com/p/tracfone...A-87908383
Takes roughly 15 minutes to come in after purchase to hit email.
5. If they didn't ask to activate on tracfone then visit https://www.straighttal
6. Insert sim if not already in, turn off phone and turn back on. Make a test call. If call won't go through wait 5 minutes. You'll probably get some texts from Tracfone and calling should work. They suggest to turn off and on again if not, but I didn't need to.
$25 at Amazon: (slow shipping)
https://www.amazon.com/TracFone-M...B0C7LNLS9P
Store trade-in is YMMV
- Most stores will uphold the promotion - if not, go to a different store
- Device usually needs to be in stock - some stores will ship if not in stock
- Stock is usually low and sells out fast - may need to try more than once
- Higher storage options are usually not available in stores - only online
- Tax is dependent on state - some charge MSRP, some charge discounted price
- Doing too many trade in in short amount of time might get your account flagged - only online is available then
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A14 $714
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And for activation the phone should've been activated with the line to start the 60 days counter I assume
And for activation the phone should've been activated with the line to start the 60 days counter I assume
If you're not a frequent credit card player, it's advisable to apply for a no-annual-fee credit card. While credit cards with annual fees can be valuable, they can also be canceled or downgraded. However, for general users, a no-annual-fee credit card can help avoid any burden.
Based on the three points mentioned earlier, the most suitable credit card I can think of is the Citi Custom Cash. Its main advantage is that you can get a 5% cashback if you use it for a specific type of expense, regardless of your spending habits. The current sign-up bonus is probably $200 for spending $1,500. So, after buying the phone, you can spend a bit more to meet the requirements. The highest bonus was $300 for spending $1,000, but it was only available for a limited time when the card was first released. Unfortunately, I didn't apply during that period. Another card to consider is the Chase IHG Traveler, offering points as a bonus for spending $2,000. However, this card doesn't have the highest historical point bonus right now.
For more general recommendations, here are some no-annual-fee cashback cards:
- Bank of America Customized Cash
- Chase Freedom Flex
- American Express Blue Cash Everyday
- Capital One Savor One
- US Bank Cash Plus
These cards are all excellent with no annual fees, and you can choose based on your spending habits. However, keep in mind that some of these cards may have lower spending requirements, like $500 or $1,000, so buying a phone might exceed those limits.Additionally, there are many flat cashback cards that offer a 2% return. For example, the Citi Double Cash card. This card currently seems to have a $200 bonus for spending $1500, making it a good choice. However, for me, a 2% cashback rate is too low, so I usually apply for category-specific cards. But if you don't want to spend too much time on credit cards, the Citi Double Cash is indeed a good option. Since it's unclear which category Spectrum falls into when buying a phone, whether it's considered online shopping or a telecom company, getting a 2% cashback is still good.
I have referral links for some of these cards. If you're planning to apply, you can contact me. Using my link will NOT increase your chances of approval, but it will help me get a reward from the credit card company.
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