THIS DEAL IS INDIANA ONLY, AND THEY ARE STRICT ABOUT THAT.
$300 sign-up checking bonus, which is in the normal-good range, but direct deposit and balance requirements are very low. Most similar deals require thousands of dollars in Direct Deposit and/or minimum balance.
Key points:
- Indiana Only. May apply in-store or via link. Web page will reject any zip code outside Indiana.
- Use Promo Code STAR300.
- Requires $500 direct deposit per month, but you do not have to keep the $500 in the account - you can withdraw almost instantly. Funds availability states that funds are available the same day they receive the electronic deposit.
- Requires 5 debit card transactions per month. The easiest ways to do this is probably pay-at-the-pump for gas or grocery self-checkout, making multiple transactions in one trip.
- Limit one bonus per household. No signing up the spouse and/or kids to double-up.
- e-checking (their lowest tier checking) has NO minimum balance requirement, but you'll want to keep a few bucks in there so you don't overdraft your $1 debit card transactions.
- e-checking has NO monthly service fees.
- Minimum $50 to open account, but you can withdraw it quickly.
- Bonus paid within 120 days.
- $25 fee if account closed within 180 days, but you don't have to do direct deposits or debit card transactions once the bonus is paid.
- $6/mo dormant account fee, so do SOMETHING in the account every month until you close.
- Other fees: https://www.starfinancial.com/current-fees
- A direct deposit comes from a paycheck, or from the government (social security, tax refund, etc...). Doctor of Credit has no data indicating any other EFTs will work: https://www.doctorofcredit.com/kn...#Star_Bank
- Debit card is a MasterCard
https://www.starfinancial.com/star300 
3 Comments
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Signup was pretty easy. Instantly accepted online. There was some identity verification, and I transferred in $100 from another local checking account.
Amazon gift card reload now requires the minimum amount of $5 instead of $1.
Thanks for the deal.
Amazon gift card reload now requires the minimum amount of $5 instead of $1.
Thanks for the deal.
I've also done self-checkout at the grocery store, but don't do that when there is a huge line. Running several transaction will slow you down significantly.